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  • About
    • About Us
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    • Why Breakwater?
  • What We Do
    • What We Do
    • Financial Planning
    • Retirement Planning
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    • Estate and Legacy Planning
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      • Tax Planning
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  • Who We Serve
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 Medicare

Financial Literacy Is Not Enough and Why Strategy is the Real Differentiator in Today’s Wealth Shift

April 30, 2026
Women now own 39% of U.S. businesses and are growing wealth at 8.1% annually. Discover why strategic planning—not just financial literacy—drives real wealth building.

Medicare 101

By Breakwater Team • October 25, 2023
Understanding Medicare

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New Jersey

140 E Ridgewood Ave. Suite 415, Paramus, NJ 07652

Phone

(551) 342-3733

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Massachusetts

3 Allied Drive, Suite 303 Dedham, MA 02026

Phone

(339) 502-4200

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Colorado

3832 Tennyson St Denver CO 80212

Phone

(720) 817-8723

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Compliance Disclosures

Form CRS 

1. As of 3/19/2026

2. No outside investors

Breakwater Capital Management is a fee-only fiduciary financial advisory firm that strives to operate with integrity and transparency in our client relationships. Specializing in Investment Management, Estate Planning, and Wealth Management, Breakwater has office locations in Paramus, NJ, Denver, CO, and Greater Boston, MA, and serves clients nationwide.

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