Estate and Legacy Planning in Colorado
Nobody really wants to think about estate planning… until they have to. But here’s the truth: the best time to make a plan is before things get complicated. Whether you’re building wealth, selling a business, or just want to make sure your family’s protected, it pays to get ahead of it.

At Breakwater Capital, we help Colorado families take control of the future, without the stress.
Colorado Estate Planning
Every state has its own rules, and Colorado is no exception. While the state doesn’t have its own estate or inheritance tax, that doesn’t mean you’re off the hook. Depending on your assets, beneficiaries, and where you own property, there can still be big implications at the federal level or in other states.

We work with clients in Denver, Boulder, and across the Front Range who want to be smart about what they leave behind. That includes everything from basic wills to complex legacy planning.
Estate and Legacy Planners Colorado
Our clients aren’t just high-net-worth families with trusts and foundations (though we work with them, too). They’re also teachers, small business owners, retirees, and parents who simply want to make sure their loved ones aren’t left with confusion or chaos.

Whether you're trying to avoid probate, protect a special needs child, or make sure your cabin in the mountains stays in the family, we help you think through all of it, without the legal jargon or pressure.
What to Look For When Estate Planning
Estate planning is about more than just legal documents. It’s about values. What do you want to pass on? Who do you want to protect? What legacy do you want to leave behind?
A strong estate advisor helps you answer those questions. They also work with your attorney, tax advisor, and family to make sure everyone’s on the same page. In Colorado, where people often have property in different counties, or even states, it’s critical to take a full-picture view.
Don’t wait until it’s urgent. A little planning now can make a big difference later.
Breakwater Capital Estate and Legacy Planning
We’ve helped families across Colorado navigate the practical and emotional sides of estate planning. We take the time to understand what matters to you, and then help you craft a plan that reflects it, clearly, confidently, and with heart.

Our team brings years of experience and real-world perspective. Whether you’re passing on a business, thinking through tax-efficient giving, or just getting your basics in order, we’ll walk through it together.
If you’ve been meaning to get your estate plan done, let’s start the conversation. It doesn’t have to be complicated. Just honest.
Let's Get to Work
If you’re in search of innovative wealth management solutions or are starting a new chapter in your financial life, let’s connect.